Fighting For Our Homes - Latest Comments in JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

Cape Coral Foreclosures — Mon, 09 Apr 2012 15:19:34 -0000

Gaila's case though consider a minor offense, should not happened again. I guess we've been through and that help us learned on how we can all thrive from this crisis that we're having in the housing market.

Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

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Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

Reputation Management — Wed, 28 Dec 2011 04:08:39 -0000

EMC Mortgage is featured on a site called the Ripoff Report, where there
are 261 complaints about EMC Mortgage, including customers being
penalized for being “late” when they weren’t, repeated phone calls, rude
treatment, no help with mortgage modifications and numerous other
problems. We also saw news reports about how EMC treats its customers,
testimonials from customers, and even firsthand accounts from former
employees. Classy.

Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

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Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

Las Vegas Foreclosures — Wed, 21 Sep 2011 10:04:02 -0000

This is the effect of not reviewing any documents. Very disappointed.

Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

Cape Coral Properties — Mon, 12 Sep 2011 16:54:12 -0000

Hopefully this won't happen again so things like this will be avoided. People know if they are not paying or not.

Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

guest — Mon, 27 Sep 2010 15:01:29 -0000

That's fine until the bank decides to take your money and then tells you that you haven't paid for 6 months. That has happened to people I know. Refinancing money has dried up now, after the meltdown, and most of those "mortgage management companies" are actually ripoff artists who take your money and do nothing. You are better off filing for bankruptcy. At least then, they have to get approval to take your house.

Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

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Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

shawn_matthews — Fri, 30 Oct 2009 05:18:42 -0000

Why to give a chance to the Banks to forclouse our homes,
just give the monthly payment of ur respective mortgages and stay cool.
And in the ever future, If u find that now the Interest rate or monthly payment are not good or if their is a value increment in your house, just go for a Refinance or Loan modification of ur mortgage........ "this will ease ur worries".
And if u think that U need the help for ur mortgage or debt in reference to settle it, u can go ahead to take the help of Debt or Mortgage management companies.
they will negotiate with your lenders or creditors on your behalf and provide the best with a very nominal fee.
--------------------------------
Shawn Matthews
foreclosure auctions

Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

nys — Tue, 25 Aug 2009 12:30:44 -0000

First of all, her statements are very true! I also was a victim of this same type of practice from EMC, and know of several others in the same position. EMC was taking automated debits from my account every month (I have bank statements) and they said we had not made a payment for 6 months. We never could get the mess fixed and they eventually foreclosed on our home. We had a lawyer and our still fighting them.

Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

marjoriejmarks — Sun, 12 Apr 2009 04:10:00 -0000

Normally, debt forgiveness results in taxable income. However, under the Mortgage Forgiveness Debt Relief Act of 2007, you may be able to exclude up to $2 million of debt forgiven on your principal residence. The limit is $1 million for a married person filing a separate return Karls Mortgage Calculator. Taxpayers may exclude debt reduced through mortgage restructuring, as well as mortgage debt forgiven in a foreclosure. To qualify, the debt must have been used to buy, build or substantially improve your principal residence and be secured by that residence. Refinanced debt proceeds used for the purpose of substantially improving your principal residence also qualify for the exclusion.

Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

SameBoat — Thu, 19 Mar 2009 23:55:13 -0000

I feel everyone's pain. We have been in constant contact with Chase, and it just takes time with the whole process!! We received our 1st FC notice today so the game plan is to call tomorrow to see what our next step is!

Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

dtm — Sat, 28 Feb 2009 21:02:18 -0000

So where is the $1,400 payments that we're made previously. Something here is not adding up. Either there is information not being conveyed or EMC is truly a bunch of crooks have taken the $1,400 in payments and have not applied them. Also, before any home can be taken away by law there will be 3 foreclosure notices before any home is foreclosed upon and any type of eviction can take place.

If her statements are true, I am sure it wouldn't be difficult to find a lawyer to take the case.

Re: JP Morgan Chase Continues Foreclosure Proceedings Despite Promised Freeze

Cheri Robinson Esq. — Sat, 28 Feb 2009 12:59:05 -0000

A moratorium on foreclosures does not mean that the legal process will stop. The time you have to respond to a summons or complaint is not tolled because there is a so called moratorium. It does not mean that the mortgage company or servicer will continue to proceed to judgment. They will simply not execute their judgments until the moratorium is lifted. Then they will execute them all and have the biggest Sheriff Sales ever!